Privacy Policy

Last updated: March 2025

Amigos Auto Leasing ("we," "our," or "us") is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, with whom we share it, and your rights regarding that information.

1. Information We Collect

When you submit a credit application or contact form on our website, we may collect:

  • Full name, date of birth, and government-issued ID or SSN/Tax ID
  • Home and mailing address (current and previous)
  • Phone numbers and email address
  • Employment information: employer name, address, job title, income
  • Bank or credit union name and account type
  • Vehicle preferences and trade-in information
  • Credit and financial history (obtained from credit bureaus upon authorization)

2. How We Use Your Information

We use your information to:

  • Process and evaluate your credit or lease application
  • Share your application with lenders and dealers to obtain financing offers
  • Contact you about your application status or available options
  • Comply with applicable laws and regulations
  • Respond to inquiries submitted through our contact form

3. Information Sharing

We share your information only as necessary to facilitate your auto lease or financing:

  • Lenders and dealers: We submit your application to multiple financing companies and dealerships in our network to find you the best available deal.
  • Credit bureaus: Upon your authorization, we obtain consumer credit reports to assess your application.
  • Service providers: We may use third-party services (e.g., email delivery, form hosting) that process your data on our behalf under confidentiality agreements.

We do not sell your personal information to advertisers or unrelated third parties. You may opt out of sharing with non-affiliated third parties by contacting us at geremy@amigosautoleasing.com.

4. Credit Checks — Fair Credit Reporting Act (FCRA)

By submitting a credit application, you authorize Amigos Auto Leasing and its financing partners to obtain one or more consumer credit reports from national credit bureaus (Equifax, Experian, TransUnion). This may result in a hard inquiry on your credit report, which may temporarily affect your credit score. You have rights under the FCRA, including the right to know what is in your credit file and to dispute inaccurate information. For more information, visit consumerfinance.gov.

5. Data Security

We implement industry-standard technical and organizational safeguards to protect your personal information, including encryption of data in transit. Access to your information is limited to authorized personnel who need it to process your application. We comply with the FTC Safeguards Rule as applicable to non-bank financial institutions.

6. Your Rights

You have the right to:

  • Request access to the personal information we hold about you
  • Request correction of inaccurate or incomplete information
  • Request deletion of your information (subject to legal obligations)
  • Opt out of sharing with non-affiliated third parties

To exercise any of these rights, contact us at geremy@amigosautoleasing.com or call (551) 216-2464.

7. Communication Consent — TCPA

By providing your phone number on our forms, you consent to be contacted by Amigos Auto Leasing via phone calls and/or text messages regarding your application and our services. These may include calls or texts using automated systems or pre-recorded messages. This consent is not required to receive our services. To opt out of text messages, reply STOP to any message. To opt out of calls, notify us at the contact information below.

8. Gramm-Leach-Bliley Act (GLBA) — Financial Privacy Notice

As a company that facilitates financial transactions, we are required under the Gramm-Leach-Bliley Act to explain how we collect, share, and protect your nonpublic personal financial information. This Privacy Policy serves as our financial privacy notice. We share your financial information only with affiliates and non-affiliates as described in Section 3, and only to the extent necessary to complete your application or as required by law.

9. Cookies & Website Data

Our website may collect basic usage data through analytics tools (such as page views and device type) to improve user experience. We do not use tracking cookies for advertising purposes.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of our website or services after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Amigos Auto Leasing

Serving NJ & NY

Email: geremy@amigosautoleasing.com

Phone: (551) 216-2464